The Psychology of Money

Let me tell you the story of two investors, neither of whom knew each other, but whose paths crossed in an interesting way….

…. Some people are born into families that encourage education; others are against it. Some are born into flourishing economies encouraging of entrepreneurship; others are born into war and destitution. I want you to be successful, and I want you to earn it. But realize that not all success is due to hard work, and not all poverty is due to laziness. Keep this in mind when judging people, including yourself.
— Read on

We, The people

When citizens self organise, the government of the day may be rendered a mere follower.

In this age, with so many great tools for organising and collaboration, what we need is, a common goal and the will to act without self interest. Without a doubt, There is purpose in self organising around things worth achieving.

The question is, can we agree on the things worth achieving? If we truly set aside self interest are we able to, collectively, obtain success? Put differently, could we align our interests?

All these notions are challenging as it involves a more mature society, which demands a more mature individual.

Is enough, enough?

When is enough enough? How long are we delaying our lives as we struggle for someone else’s picture of perfection? How many more years should we put into building a fortune, for our old age? We all need to read the story below na make up our one minds.

The Mexican Fisherman and the Investment Banker (Author Unknown)

An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellowfin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.

The Mexican replied, “only a little while.”

The American then asked why didn’t he stay out longer and catch more fish?

The Mexican said he had enough to support his family’s immediate needs.

The American then asked, “but what do you do with the rest of your time?”

The Mexican fisherman said, “I sleep late, fish a little, play with my children, take siestas with my wife, Maria, and stroll into the village each evening where I sip wine, and play guitar with my amigos. I have a full and busy life.”

The American scoffed. “I have an MBA from Harvard, and can help you,” he said. “You should spend more time fishing, and with the proceeds, buy a bigger boat. With the proceeds from the bigger boat, you could buy several boats, and eventually you would have a fleet of fishing boats. Instead of selling your catch to a middle-man, you could sell directly to the processor, eventually opening up your own cannery. You could control the product, processing, and distribution,” he said. “Of course, you would need to leave this small coastal fishing village and move to Mexico City, then Los Angeles, and eventually to New York City, where you will run your expanding enterprise.”

The Mexican fisherman asked, “But, how long will this all take?”

To which the American replied, “Oh, 15 to 20 years or so.”

“But what then?” asked the Mexican.

The American laughed and said, “That’s the best part. When the time was right, you would announce an IPO, and sell your company stock to the public and become very rich. You would make millions!”

“Millions – then what?”

The American said, “Then you could retire. Move to a small coastal fishing village where you could sleep late, fish a little, play with your kids, take siestas with your wife, and stroll to the village in the evenings where you could sip wine and play guitar with your amigos.”


I came across this story while reading:

Colemak Keyboard Layout, 1 Month(ish) In

Typing is one of the most important aspects of my professional career.  That’s why, a month ago, I decided to change my keyboard layout to Colemak.

The first hurdle I faced was switching in December, what a weird time to switch right?  I was supposed to be scaling down and focus on relaxation, but I thought the switch to be such a huge challenge, that It wouldn’t matter when I did it.

The second hurdle: I went cold turkey. I simply switched, printed out the new layout, gave it a solid glance and memorized all the new positions and kept it next to my desk. I watched my typing speed go from 35 WPM(words per minute) to 9. And my frustration levels go into the red.

I started to use this at work immediately. I warned my team mates and just jumped in. A good thing this sort of thing is encouraged at Automattic.

Learning the new layout.

The two things that helped me the most during the first month was Type Fu and a supportive team.

With Type Fu you repeatedly type similar phrases until you “master the keys. At this point, you move on to the next level with more variation. It also has a setting to select the keys you battle with and only focus on them.

Screen Shot 2018-01-16 at 6.12.34 AM
Doing typing drills in Type Fu

My current speed is 30 WPM. I use it as my default layout and I’m way more confident than I was a month ago. My main take away is that, if I can go from 9 -30WPM in a month then I’ll be more productive as time goes on.

I hope to increase this as I continue to practice every working day.

Colemak Fingers

I’m switching to Colemak. It’s an alternate keyboard layout that allows you to type while your fingers travel shorter distances. You can read more about the reasons this is better than QWERTY here:

My main reason for switching is that so many others at Automattic made the switch and had only good things to say. For me it came down to comfort, speed and the joy of trying something new.

I was considering the impact that this will have on my work as a programmer, but figured there will never be a good time to do this. There will always be deadlines, things to get done and communication to be had. So now is the best time.

Also, it’s time to try something new as QWERTY hasn’t done me much good. My current typing speed and accuracy is terrible and I experience pain in my wrists. I pathetically type 30wpm with 77% accuracy. My goal is 100wpm with at least 90% accuracy.

I hope to improve accuracy and typing speed and so my productivity and reduce fatigue in my fingers.

I’ll write more about my journey.